Renting vs. Owning the “American Dream”

The Scotts, 21 June 2010,
Categories: Scottsdale, Arizona Real Estate

Purchasing a home is one of the most expensive investments most of us will ever make during our lifetime. Buying or renting a home each have advantages and disadvantages.  If you opt to purchase, you have a tax write off and appreciation over time. If you decide to lease a property, you are not financially responsible for improvements and have the freedom to move on when the lease expires. Most calculations prove the owning is more cost effective than renting.  That does not mean everyone should purchase.  The major reasons for not buying include not having a good enough credit score to qualify for buying, not being able to afford the cost of purchasing and the uncertain economic times.

Even in this down market, the Fannie Mae national housing survey results show that 65% of Americans would prefer to own rather than rent. The survey also indicated that both buyers and renters are more cautious than they were in the past.

Where do these future homeowners want to buy?  Well, 43% indicated safety as a major concern while 33% want to be in better school districts. They want to live in better neighborhoods where most of the homes are owned by residents. Three-quarters of renters (75 percent) believe that owning makes more sense than renting, because it protects them against rent increases and is a good investment over the long term.

According to the Fannie Mae survey results, 70% of the respondents believe that a home continues to be one of the safest investments available.

The lower interest rates, reduction in home values, large inventory of properties and first time home buyer tax credit has made home ownership much more attractive and feasible those renters desiring to purchase a home.
Now is a great time to purchase your American dream home. To rent or onw a home

If you are interested in owing that piece of the American Dream here in the Valley of the Sun,
feel free to contact us at any time.

AZ-real-estate-sales.com —-  Home Search

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